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Providing fairer
local finance
to homes, businesses and communities across Wales and beyond

Fair finance for businesses

Why Robert Owen Community Banking?

We support communities across Wales by providing finance. We are a not-for-profit organisation that secures local investment and public funds to provide loans for businesses, homes and community initiatives.

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Our loans

Loans for businesses in Wales and beyond

Business loans

For developing existing businesses and setting up new ones

Business loans
Renewable energy loans in Wales and beyond

Green energy loans

For Renewable Energy and
Energy Efficiency

Energy loans
Home improvement loans in Wales and beyond

Home loans

For home improvements
and repairs

Home loans

EV leasing

We’ve launched our Low Carbon Transport initiative – a tailored Lease-to-Buy finance solution for Electric Vehicles (EVs), designed specifically for social businesses and social enterprises in Wales.

Electric vehicle leasing
Low carbon transport financing

What our clients say

"I couldn’t have done this without you, this loan has helped me move production from my kitchen table to a dedicated facility!"

Coco Pzazz

"I think I love you, thank you so much Jackie. We'll definitely stay in touch as I may need some help in the future."

Black Barn Flooring

"I am hugely grateful for your support. We couldn't have launched without ROCBF as all other bank lending was unavailable."

BIOVIT Ltd.