Robert Owen Community Banking is a provider of fair finance to homes, businesses and communities across Wales. Our aim is to help build more resilient local economies by providing access to a range of financial products that help make locally invested capital work harder.
We are a not-for-profit company that takes in local investments and public funds in order to provide loans. Some of our loans help homeowners to make their properties better places to live, while others help new or existing businesses to grow. We also provide finance to communities for renewable energy projects.
Recycling money invested with us is a fair way of financing local economies and is what we call "community banking".
Banking services are an essential element in sustaining vibrant local economies. Our aim is to provide community banking as an alternative to big, faceless and distant banks, and deliver local and fair finance opportunities to Welsh homes, businesses and communities.