Many small businesses and individuals across Wales struggle to access affordable bank credit. At the same time, organisations are putting money into same banking system that excludes the local communities. ROCBF are closing the loop, operating a system of fair finance – connecting investors with those who need finance and creating a stronger local economy in Wales.
Here are five examples of how locally invested capital has supported the growth of Welsh Communities:
2. A housing cooperative were able to switch to a renewable biomass heater, purchased and installed through a local company.
3. Our support enabled a young entrepreneur to establish a local nursery by covering the cost of setup and establishing two new local jobs.
4. We supported a local farmer to allow her to diversify into chocolate production. She subsequently secured a contract with John Lewis and is now supplying internationally.
5. We assisted a local teacher in escaping an expensive financial trap by buying out her existing loan and saving her £2,800 in interest payments.
Contact us to discuss how your money can be ethically invested in your local community and the expected rate of return.
We have significant experience in lending with over 500 clients and are regulated through our Consumer Credit Licence and registered with the Financial Conduct Authority. We seek to protect our investment funds through guarantees from the Welsh Government and local authorities in Wales.