Start Up or Development loans for businesses in Wales

Fair Business Finance from Robert Owen Community Banking

We support businesses across Wales and the borders by providing finance. We are a not-for-profit organisation that secures local investment and public funds to provide loans for businesses that grow the local economy.

For Businesses Trading Under Two Years

Business Startup Loans

Between £500 – £25,000 available

Unsecured personal loans for business purposes

Fixed APR of 6.2%

Up to five year payment terms

No early repayment fees

For Established Businesses

Business Development Loans

Between £1,000 – £50,000 available

No hidden fees or penalties

Fixed low APR

One to five year payment terms

No restrictions on usage

What Our Customers Say

  • After we won the contract with O2 we were worried about finance, but the Start Up Loan and ongoing support from you has been invaluable.

    Cenfyn ETO Music Practise
  • I couldn’t have done this without you, this loan has helped me move production from my kitchen table to a dedicated facility!

    Lori Coco Pzazz
  • I think I love you, thank you so much Jackie. We'll definitely stay in touch as I may need some help in the future.

    Hannah Black Barn Flooring